Enterprise-grade for you.

Operal builds compliant, source-grounded AI, loyalty and blockchain systems for pension funds, banks and enterprises — Swiss-hosted, audit-ready, engineered to institutional standards.

SECTORS
Pensions · Banking · Enterprise
HOSTING
100% Swiss soil
Operal · in production
Award
Innovationspreis-winning compliant AI chatbot for ASGA Pension fund.
Trusted by
ASGAPension fund
Liechtenstein Bankers Assoc.Banking association
AEISPension fund
MigrosRetail
PennyRetail
LiPoRetail
Porini FoundationImpact · Web3
SwisscoastESG · Climate
Brauerei LocherQuöllfrisch
UrstammSwiss timber
TurmkaffeeConsumer brand
Blindenverband SchweizAccessibility
★ Innovation Award WinnerFeatured case study

A compliant AI chatbot for ASGA Pension fund.

We designed and deployed a fully-compliant AI chatbot for one of Switzerland's largest pension funds — and it won the SonntagsZeitung / Finanz und Wirtschaft Innovationspreis.

With Operal's AI solution, we can serve our members around the clock while maintaining the highest compliance standards. The Innovation Award validates our forward-thinking approach.

— Johana Gasser, ASGA Pensionskasse

The solution handles thousands of member inquiries 24/7 under strict regulatory compliance — source-grounded, validated before every answer, and fully auditable.

Industry
Pension funds
Solution
Compliant AI chatbot
Availability
24/7 · 4 languages
01 — Capabilities

Four disciplines, one standard of delivery.

Frontier technologies, taken out of the lab and turned into systems that pass an institution's due diligence.

/01

AI & AutomationCase · ASGA Pensionskasse — Innovationspreis winner

Source-grounded assistants, voice bots and decision automation with output validation and audit trails. No source, no answer — safe to put in front of members and regulators.
24/7 · DE·FR·IT·ENNo-source-no-answerDSG / GDPR · BFSG
/02

Loyalty & GamificationCase · Migros & Penny — national-scale advergame

An ultra-light (~0.2 MB) install-free engine that runs inside ads, iframes and retail apps — capturing consented first-party data and driving real engagement at national scale.
~0.2 MB engineFirst-party dataReached ~5% of CH
/03

Blockchain & DLT FinanceCapability · Banking-grade node operations

Tokenisation and on-chain finance under Swiss DLT law — plus reliable, banking-grade node and validator operations: keys, uptime, monitoring and governance.
RWA tokenisationValidator / node opsSmart contracts · 2014
/04

GeoAI & Climate IntelligenceCase · Swisscoast — tree-level dMRV

Natural-language GeoAI over live satellite and open data, with tree-level dMRV (NDVI, biomass, CO₂) and 3D terrain — every conclusion traceable to its data layer.
Live satellite dataSource lineage3D terrain
02 — Jurisdictional Integrity

Your data. Your control. Every answer accountable.

The reason regulated institutions trust us with AI: compliance and control are the architecture, not an afterthought.

Swiss-hosted

Your data stays in Switzerland, on Swiss cloud infrastructure — with a path to local open-weight models on dedicated Swiss GPUs.

GDPR & DSG compliant

Full compliance with EU GDPR and the Swiss Data Protection Act, plus BFSG accessibility, designed in from day one.

Your data, your control

No vendor lock-in. Full data ownership, exportable at any time. Live data stays in your system of record.

Human oversight

Every answer is source-grounded, traceable and auditable. Append-only, hash-chained logs for every state change.

03 — Sectors

Built for the institutions we serve.

Every engagement starts from the operating reality of the sector — its regulation, members and risk tolerance.

Pension funds

Reach members who never log in.

Award-winning compliant member service and gamified engagement — with full data sovereignty.

Banks & associations

On-chain finance, audit-ready.

Regulatory-change tracking, media monitoring and DLT infrastructure built to survive a risk committee.

Retail & enterprise

Frontier tech, Monday-ready.

Loyalty, ops-intelligence agents and Web3 that plug into your stack and scale to millions of customers.

Public sector

Institutional-grade assistants.

Source-grounded chatbots for agencies and member organisations — no hallucinations, no wrong links.

04 — Approach

Explore. Create. Evolve.

A deliberate path from frontier idea to institution-ready system.

EXPLORE

Frame the opportunity

We map the technology to your sector's real constraints — regulation, members, risk and your existing stack.

CREATE

Engineer the system

Production-grade builds with compliance, accessibility and Swiss hosting designed in from the first line.

EVOLVE

Operate & scale

We stay on for measurement, iteration and scale — from pilot to enterprise rollout.

Not sure where AI fits in a regulated setting?

Take our 2-minute Jurisdictional-Readiness check. Get an instant, tailored read on your best first use case — and how fast it could reach production.

Start the readiness check →

Let's build the system your institution can rely on.

Thirty minutes with our founding team is the fastest way to see whether Operal is the right partner.